JR192189 Group Underwriter Consultant Senior

The Group Underwriter Consultant Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for large and complex group cases. Position is the most senior technical underwriting expert, and this role involves knowledge of all funding arrangements (Fully Insured, Level Funded, and ASO).

Location: Hybrid 1: This role requires associates to be in-office 1 day per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace.

Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless accommodation is granted as required by law.

How You Will Make an Impact:

• Propose rates for prospective business utilizing a combination of incumbent experience, demographic/census data and manual rates.

• For larger more complex new business opportunities, will own all Underwriting pieces of the RFP including rate/fee development, rate/fee templates, financial questions, and coordination with other specialty lines of business owners.

• Drive any escalation required within the limits of authority review.

• Perform post-sale reviews and management reporting, as applicable.

• Coordinate effectively with other departments to ensure accuracy and consistency of overall account reporting.

• Prepare any requested benefit change increments and decrements/plan alternatives.

• Assist in establishing rating and administrative procedures.

• Participate in major multi-functional teams as the Underwriting representative as applicable.

• Assist in the technical development of Underwriting associates, including mentoring, on the job training, and peer review.

• Demonstrate leadership by recommending and guiding efficiency improvements, process changes or any other opportunities to improve the Underwriters workflow/toolset.

• Negotiate, collaborate, and partner effectively with internal Sales leads/management and engage in Broker discussions/meetings as applicable.

Minimum Requirements:

• Requires a BA/BS in a related field; Minimum 7 years of related experience; or any combination of education and experience, which would provide an equivalent background.

Preferred Skills, Capabilities, and Experiences:

• Group underwriting experience with strong technical underwriting expertise.

• Experience underwriting large group, ASO (Administrative Services Only), and fully insured business.

• Strong knowledge of medical underwriting principles, risk assessment, pricing methodologies, and financial analysis.

• Experience supporting the CT/NY Tristate market preferred.

• Advanced proficiency with Microsoft Excel and strong working knowledge of Microsoft Office Suite including Word and PowerPoint.

• Strong analytical, problem-solving, and decision-making capabilities.

• Excellent verbal and written communication skills with ability to present underwriting recommendations to leadership and stakeholders.

• Demonstrated ability to work effectively in a matrixed and fast-paced environment.

• Strong stakeholder management and cross-functional collaboration experience.

• Experience supporting broker and client-facing interactions preferred.

• Strong presentation and consultative skills.

• Professional insurance designations or coursework preferred, including CPCU, CLU, LOMA, HIAA, PAHM, or other related certifications.

• Experience with underwriting systems, financial modeling tools, and reporting platforms preferred.

• Ability to quickly adapt, work independently, and hit the ground running in a highly technical underwriting environment.

Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.

Who We Are

Elevance Health is a health company dedicated to improving lives and communities – and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.

How We Work

At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.

We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.

Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.

The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.

Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact elevancehealthjobssupport@elevancehealth.com for assistance.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Prospective employees required to be screened under Florida law should review the education and awareness resources at HB531 | Florida Agency for Health Care Administration.